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For couples

Save like rivals. Win like a team.

Stead is the budgeting app for two people building towards the same future — with a bit of friendly competition that’s secretly teamwork.

Start free

Early access — join the waitlist.

Money is the thing couples argue about most. It doesn't have to be.

Saving for a home in this climate is hard enough without the silent maths and the quiet “who paid for what” tension. Stead gives the two of you one calm place to see where you stand, agree where you’re headed, and — the part no one else promises — actually enjoy getting there.

The signature

A little friendly competition. A lot of teamwork.

Save towards a shared goal and a bit of friendly rivalry creeps in — who’s chipped in more lately, who’s kept the better run going. But you’re both saving towards the same thing, so the competition is really teamwork with a scoreboard. The win you’re each chasing is the same one: a future that’s getting closer.

Shared goal · JapanExample
You · $3,120
Your partner · $2,880
Japan, funded$6,000 of $6,000 · together

For two

What you get.

Shared goals
Save towards the big stuff as one. Watch it get closer, together.
Settle up
Split the shared costs fairly, and always know who owes whom — no awkward maths.
See where you both stand
One combined view, so you're always on the same page.
Your call what’s shared
Accounts start private; you choose what a partner sees. Sharing is always your decision.

Just you for now? Perfectly fine.

Stead works beautifully on its own — track, budget, save, and hit your goals solo. Add a partner whenever you’re ready; it only ever adds to what you’ve already built.

Made in Australia

For getting ahead here.

Australian-made, in Australian dollars, for the real business of getting ahead here. No ads. We never sell your data. Made by two people in Melbourne saving for their own first home.

Couples questions.

Is it really free for couples?

Yes — Stead is free while we are in early access, and that includes saving together. There is no billing in the app yet: no plans, no card, no trial clock.

Can we keep some things private?

Yes. Accounts start private, and transactions and goals can be marked private — you choose what a partner sees. (Quick saves are the one exception; a linked partner can see them.)

What if only one of us is keen?

No problem. Stead is fully solo-friendly. One of you can start today, and the other can join whenever they are ready.

Is our data safe?

Yes. It is encrypted at rest, with field-level encryption on your email and display name, never sold, and yours to export or delete any time. Full detail on the security page.

More on security →
Entries 01–06Settled
Carried forward →

Start building your future — together.

Start free

Early access — join the waitlist.